SBI Reports Strong December-Quarter Results, Profit Up 24%
SBI Q3 Results: State Bank of India’s profit increased by 24% in the December quarter: State Bank of India’s standalone net profit for the October-December 2025 quarter increased by 24.48 percent year-on-year to ₹21,028.15 crore. The profit a year earlier was ₹16,891.44 crore. Net interest income (NII) rose by 9 percent year-on-year to ₹45,190 crore, compared to ₹41,445 crore in the December 2024 quarter.
The bank informed the stock exchanges that its total income for the December 2025 quarter increased by 9.6 percent to ₹140,914.65 crore, compared to ₹128,467.39 crore in the December 2024 quarter. The net interest margin (NIM) stood at 3.12 percent, compared to 3.15 percent a year earlier. The slippage ratio was recorded at 0.40 percent. For the financial year 2025, standalone revenue was ₹4,62,489.35 crore and net profit was ₹70,900.63 crore.
How much has asset quality improved? SBI’s asset quality improved further in the December 2025 quarter. The gross non-performing assets (NPA) ratio declined to 1.57 percent, compared to 2.07 percent a year earlier and 1.73 percent in the previous quarter. The net NPA ratio stood at 0.39 percent, down from 0.42 percent in the September 2025 quarter and 0.53 percent in the December 2024 quarter.
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