Now Earn Credit Card Rewards on UPI Payments
Now get credit card rewards with UPI payments: UPI has become the easiest and most reliable way to make digital payments in India. From grocery stores to taxi fares, people are using it everywhere by scanning QR codes. But now, this service has a new feature: by linking your RuPay credit card to UPI, you can earn reward points and cashback on every daily payment.
This change is extremely beneficial for customers. Previously, UPI payments were made directly from the bank account, which offered no additional benefits. Now, when you scan a QR code to make a payment, the money will be deducted from your credit card, and the reward points earned will be credited to your account. This means that even everyday purchases like groceries, milk, petrol, or medicines can now become a source of earning rewards.
How does this system work?
- Currently, only RuPay credit cards can be linked to UPI apps.
- When you scan a QR code at a shop and make a UPI payment, the money is deducted from your credit card, not your bank account.
- This way, you receive the same reward points for every transaction that you would normally get when swiping a credit card.
However, there are some conditions. Reward points will only be earned on merchant payments, not on peer-to-peer transfers made to friends or family. Also, credit card limits and charges will apply as they do for regular card usage. Each bank and card company has its own rules, so reward schemes and cashback offers may vary.
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