How much return will you get if you deposit ₹11,111 every month in the RD scheme of the Post Office? Know the calculation
Post Office RD Calculator: Returns on a ₹11,111 Monthly Deposit: Are you looking for safe and guaranteed returns by investing in the Post Office Recurring Deposit (RD) scheme? If so, this could be a good option for you. To determine the maturity amount for a monthly RD (Recurring Deposit) deposit of ₹11,111, it’s important to understand the interest rate and tenure.
Current Interest Rate (as of February 2026):
Current interest rate: 6.7% per annum (compounded quarterly), valid for January-March 2026. Also, note that no additional interest is offered to senior citizens under this scheme. This rate is reviewed quarterly, but is currently 6.7%.
How much will you receive at maturity?
-Monthly deposit: ₹11,111
-Total months: 60 (5 years)
-Total investment (principal): ₹11,111 × 60 = ₹6,66,660
Interest rate: 6.7% p.a. (Quarterly compounding)
According to Cleartax’s calculations, a monthly deposit of ₹11,111 will yield a return of ₹1,26,285.72. This means you will have a total corpus of ₹7,92,945.72 at maturity.
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