EPFO Withdrawal Rules Change
PF money will come from UPI: If you are one of the crores of employed people whose PF is deducted, then there is a big update for you. EPFO has made major changes in the PF withdrawal rules. This will directly affect crores of PF holders. Let’s see what has changed.
EPFO has made major changes: EPFO always updates something on the site, keeping in mind the convenience of PF holders. Now, EPFO , in collaboration with National Payments Corporation of India (NPCI), has prepared a framework in which PF account holders will be able to withdraw money through UPI. With the introduction of this feature, the hassle of filling out long forms to withdraw PF will also be eliminated.
Currently, even if an employee makes an online advance claim of Rs 5 lakh or less, it takes at least 3 working days to process it. At the same time, if the amount is more than 5 lakhs, then the time of 3 working days also increases, but after this feature, the money will reach the bank account in seconds.
You will be able to withdraw money from these UPIs: The UPI withdrawal rule for PF money is going to be very beneficial for the employees. Initially, PF money can be withdrawn only through BHIM UPI. However, after a few days, PF money can also be withdrawn from major UPI platforms like Paytm, PhonePe, and Google Pay.
What will be the limit? As per the new rules of EPFO, certain restrictions may also be imposed to prevent misuse of this facility. If we talk about the limit, then the UPI limit of the RBI will also apply above it. Currently (Jan 2026), UPI’s normal daily transaction limit is ₹1 lakh. For certain categories like medical, education, insurance, credit card, travel, and IPO, this limit has been increased to ₹5 lakh.
