Yes Bank’s loans and advances increased by 5.2% year-on-year to ₹2,57,508 crore
YES Bank Q3: YES Bank Ltd released its provisional business figures for the December 2025 quarter on Saturday, January 3. These figures provide a clear picture of the bank’s lending, deposits, and overall operational health.
At the end of the December 2025 quarter, Yes Bank’s loans and advances increased by 5.2% year-on-year to ₹2,57,508 crore. This figure stood at ₹2,44,834 crore in December 2024. On a quarterly basis, the loan book also registered a 2.9% increase, up from ₹2,50,212 crore in September 2025.
The bank’s total deposits stood at ₹2,92,484 crore, representing a 5.5% increase year-on-year. Deposits were ₹2,77,224 crore in December 2024.
On a quarterly basis, deposits saw a slight decline of 1.3%, as they were ₹2,96,276 crore in September 2025. Certificates of Deposit (CDs) increased marginally to ₹990 crore, compared to ₹987 crore in the previous quarter.
Yes Bank’s CASA (Current and Savings Account) deposits increased by 8.5% year-on-year to ₹99,443 crore. Including Certificates of Deposit (CDs), the bank’s CASA ratio stood at 34.0%, compared to 33.1% a year earlier.
The credit-to-deposit ratio improved sequentially to 88.0%, up from 84.5% in the September quarter. However, this is slightly lower than the 88.3% recorded in December 2024. The Liquidity Coverage Ratio (LCR) was 123.8%, down from 125.1% in the previous quarter and 133.2% a year ago.
